Disclaimer

General advice warning

Any advice contained on this website has been prepared without taking into account your objectives, financial situation or needs. Because of that, before acting on any advice on this website, you should consider whether the advice is appropriate for you having regard to your objectives, financial situation and needs.

Credit

This document was created using a Contractology template available at http://www.freenetlaw.com.

No warranties

This website is provided “as is” without any representations or warranties, express or implied.  Help Me Bank makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph,  Help Me Bank does not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind.  If you require advice in relation to any financial matter you should consult an appropriate professional.

Limitations of liability

Help Me Bank will not be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • to the extent that the website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if Help Me Bank has been expressly advised of the potential loss.

Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit Help Me Bank liability in respect of any:

  • death or personal injury caused by Help Me Bank’s negligence;
  • fraud or fraudulent misrepresentation on the part of Help Me Bank; or
  • matter which it would be illegal or unlawful for Help Me Bank to exclude or limit, or to attempt or purport to exclude or limit, its liability.

Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

Other parties

You accept that, as a limited liability entity, Help Me Bank has an interest in limiting the personal liability of its officers and employees.  You agree that you will not bring any claim personally against Help Me Bank’s officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Help Me Bank’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as Help Me Bank.

Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.